But it’s something you should do on a fairly regular basis. Shopping for homeowners insurance isn’t necessarily fun. This content has not been provided by, reviewed, approved or endorsed by any advertiser, unless otherwise noted below. We may, however, receive compensation from the issuers of some products mentioned in this article. Some personal effects are excluded.Excluded items include, but are not limited to, money, valuable papers, jewelry and credit cards.ĥUp to $500 in coverage, with no deductible, after the extinguisher is used in a covered fire.You can trust the integrity of our balanced, independent financial advice. Additional coverage is available for purchase. Additional coverage is available for purchase.ĤUp to $500 in coverage if damaged by a covered peril. Refer to our disclaimer for additional information.ĢLimited to $250 per occurrence with no deductible. ERIE's Boat Protector Policy is not available in Kentucky. See individual policies for specific coverage details. Get in touch with a local Erie Insurance agent, who can help you determine exactly what you need and what type of policy is best for you before you set sail.ġCoverage is subject to policy provisions. There are lots of things that we consider when pricing your boat insurance. If you take a navigational safety course, you could save money on ERIE’s boat insurance policy. Fire extinguisher recharge or replacement after it’s used to fight a covered fire.Certain personal effects in or on the boat, such as clothing or fishing equipment.Emergency services, including towing to the nearest marina if your boat motor breaks down, when you’re stranded on the water 2 or run out of fuel, oil or battery life.

With ERIE’s boat insurance coverage, we’ve also built in extras, such as coverage 1 for: Medical costs for injuries to you, your family members and others. Liability for injuries to other people or harm to property. So if your boat is vandalized or it hits another boat, a rock, a log or a marine obstacle, insurance can help cover the damages.

Physical damage to your boat and boating equipment as well as the trailer or outboard motor, if it’s included in your policy. When something unexpected happens to your boat, ERIE offers coverage 1 for: Boat insurance coverage from Erie Insurance As with any insurance policy, it’s a good idea to talk with your agent about the policy details and coverage limits to be sure you have the protection that you need. Liability coverage can help pay for damages to someone’s boat, dock or other property.Īsk a trusted advisor like an Erie Insurance agent which type of policy is best for you.

A separate boat policy could provide you with additional liability coverage, broader coverage overall and higher limits for watercraft liability. You may have boat insurance coverage available through a homeowners insurance policy or you may need to buy a separate policy. The type of insurance coverage that you need will depend on a number of factors, such as the size, type, age and value of the boat. How insurance can help protect you and your boat

Erie insurance home protector policy